Hello. I'm S. Siddiqi, 43 years old, originally from Pakistan, and living in Malaysia for almost two decades. I'm stuck in debts, and there's no way out for me to pay back while I'm just working in a small shop here with a small amount of salary.
I've tried for almost ten years to pay back my debts, but most of the time, my earnings are not even sufficient to cover the basic cost of living.
However, I'm here with deep sadness to seek help to get rid of my debts. I'll be grateful for your help since every single penny matters a lot to me. Thank you.