Help To Fulfill Our Dream!!!

Hello Internet World I myself Mayur Marathe from Pune Maharashtra India.
I am Currently working in an organisation as data analyst With a salary of 44k in hand with single earning person in family. I am currently facing a challenging situations in life where I am struggling to pay bills, rent and debts of personal loans and credit card outstanding. My entire salary is going to repay this dues, due to which I am unable to develop myself and family and give them a better future. Me and my wife are going through a phase where we are going to give birth to a baby. And now I am worried where in our life there is no financial stability. As everyone knows money is not everything but in today's world we can provide better life througj money. Every now and then I gets a call from creditors to repay the debt that is there right but sometimes I deliberately not able to pay the emis due to sudden medical issues and personal issues. My family is going through the same. I have attached me my wifes photo which we have clicked self at home through our mobile as we don't have money at times to book a photographer. This is done in our rental accommodation I really don't know whom to approach that's the reason I approached this big world where there are various generous people out there.
The Goal which I have mentioned will help me following things.

• Help to pay Debts and credit card outstanding.
• Buy a new home which is my dream to have my baby first step to be in that which is not possible currently due to high number of debts and outstanding nobody is giving loan due to non repayment of dues.
• Start my own business which will help me and family and also to the community to provide jobs to the jobless.
• Secure future.

My bank details are as follows-
Bank Name- Citibank
Bank account no- 5434711706
Bank IFSC - CITI0000005

I HAVE PAYPAL ID AS https://www.paypal.me/MMarathe977

My whatsapp number is - +919284133346

I am really hoping to get help from the world please help to fulfill my family dream